Settldwell is the agent that works that gap for you — finding overdue invoices, sending the polite nudges you'd rather not, and turning "still waiting" into paid. No spreadsheet, no software to learn.
Pay only on what we recover. Zero risk to try.
You're on the list — we'll be in touch shortly.
The job no one signed up for
It's never the priority. Follow-up loses every time to the actual work — so invoices age, and aging invoices get harder to collect.
It feels personal. "Just circling back" is a message owners dread sending to people they want to keep as clients.
There's no tool for it. If you're not on enterprise finance software, collections lives in a spreadsheet and your head.
The cost is invisible. Money sitting in 30–90 day receivables is money you can't pay yourself, your team, or your suppliers with.
Meet your collections agent
Today it does the essential work brilliantly. The rest is on the roadmap, switched on as you grow — so the platform you start with is the platform that scales.
Import an aging report from any system — or connect your books — and the agent maps every open invoice.
It flags what's late, what's about to be, and which accounts need a human's eye — sorted by what's worth chasing.
Personalized, on-brand reminders in your voice — polite first, firmer over time. You approve before anything sends.
A proper escalating sequence that actually gets answered, sent on your behalf — never as a faceless collector.
WhatsApp, SMS and voice follow-ups where the rules allow — meeting each customer where they actually reply.
Within limits you set, the agent proposes installments to unstick a stalled invoice — and books the commitment.
A read on likelihood-to-pay and expected cash-flow, so you know what's landing this week before it does.
Statuses, promises and payments flow back into your CRM and books automatically — nothing to re-key.
Fits what you already use
Native sync — rolling out
Under the hood, every source — a CSV today, your ERP tomorrow — plugs into one shared model through an adapter. So the product a freelancer starts with is the same one a finance team runs at scale. You're never trapped by the tool you began on.
One platform, every stage
The follow-up you keep putting off, handled — so you get paid without sending another awkward email.
An agent that does the work of an AR clerk across all your overdue accounts, for a fraction of the cost.
As you add ERPs, channels and rules, the platform grows with you — no replatforming, no rip-and-replace.
Pricing that can't lose you money
No retainer, no seat fees, no commitment to evaluate. If Settldwell doesn't pull cash loose, you owe nothing. That's the whole pitch — and it's why there's no reason not to try it on your oldest invoices first.
Settled on the money that lands — never on money that doesn't.
Early access is rolling out by invitation. No card, no commitment.
You're on the list — we'll be in touch shortly.